Where To Find Buy To Let Advice in Liverpool

There’s no denying that Liverpool is a great city to live in. It’s a city that has much more to offer than just the Beatles - with beautiful parks, gorgeous architecture, and of course, the classic scouse spirit. 


With multiple universities scattered around the city bringing in countless students from around the country, thriving businesses attracting young professionals to the city centre, and families looking to settle in the bustling city, Liverpool is a hotspot on the buy-to-let scene. 


However, buy-to-let mortgages can be slightly more complicated than residential mortgages. There are additional costs you may need to consider, such as Stamp Duty, and different types of insurance - for example, building insurance, landlord insurance, and contents insurance. 


It’s important that you find the right place to receive the best possible advice. This is something we can help with at LTC Mortgages.


With over a decade of experience, we’re your local go-to for buy-to-let advice in Liverpool. Read on to learn more.

Research Online 

Before consulting a mortgage advisor, you may wish to conduct some of your own research online - so you can decide whether a buy-to-let mortgage is the best way forward for you, and get a grasp on the market you’re planning on getting involved with. 


Likewise, online, including in LTC Mortgages blog posts, you can find free money-saving tips on all kinds of mortgages, from buy-to-let mortgages to residential mortgages for first-time buyers. 


Unlike a residential mortgage, you can’t reside in the property if you have a buy-to-let mortgage. This is because the whole purpose of a buy-to-let mortgage is to rent it out to tenants. 


Typically, mortgages for landlords (buy-to-let mortgages) are interest-only, which means you’ll only pay the interest in monthly payments instead of the capital (amount owed on the mortgage). In most cases, you’ll pay off the capital in full at the end of the mortgage term. 


Buy-to-let mortgages are an investment - your profits can come from both the sale of the house and the monthly rental payments from your tenants. 


However, being a landlord can be difficult, and there’s plenty to consider before taking the plunge. At LTC, we’re here to help. Check out this blog post to learn all about the benefits of buy-to-let mortgages, as well as the drawbacks.

Buy To Let Advice At LTC Mortgages

Instead of spending time researching and hoping for the best, contact our friendly team of mortgage advisors at LTC Mortgages to talk about your plans to buy to let.


With over 15 years of experience helping those in Liverpool find the perfect mortgage deals, we understand that it can be a daunting process - especially when buying to let and becoming a landlord. 


Whether you’re becoming a landlord for the first time or you’re building your property portfolio, we will take the time to talk about your finances, desired outcome, and overall circumstances to ensure you make the right choice.


We can provide you with all the guidance you need, providing you with support and assurance. Not only can we guide you through the process, but we have access to information about the whole market, and can find the best deals for you. 


Additionally, we can take care of insurance matters, finding the right products for you and your needs. We understand paperwork can be tiring, which is why we’ll take care of this - saving you time, energy, and money. 


At LTC Mortgages, we can also help you find a residential mortgage - whether you’re planning on purchasing your first home, you’re looking to remortgage, or you’re simply moving home. Utilise our unrivalled knowledge of the real estate market today and get the ball rolling on your buy-to-let plans.

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